Mortgage Interest Rates - 10/03/2025*
(as of 9:37am)
Conv 30 Year Fixed
5.875%
6.125% - APR
FHA 30 Year Fixed
5.250%
5.500% - APR
Conv 15 Year Fixed
4.990%
5.240% - APR
VA 30 Year Fixed
5.375%
5.575% - APR
Conv Cash Out
6.125%
6.375% - APR
Investment Property
6.000%
6.250% - APR
US Prime Rate
7.25%
Conventional Loans
-
The conventional rates listed apply to clients with a credit score of 780 or higher.
-
Maximum loan amount for conventional loans is $819,000.
-
Proof of monthly income is required.
-
Private Mortgage Insurance (PMI) is required when the loan-to-value (LTV) exceeds 80%.
-
Listed rates are par rates.
-
Cash-out refinances available up to 89.99% LTV, subject to approval.
FHA Loans
-
Rates based on a minimum credit score of 680.
-
We can go as low as 500 on credit score.
-
Minimum down payment: 3.5%.
-
Mortgage insurance is required.
VA Loans
-
Rates based on a minimum credit score of 680.
Additional Loan Options
We offer a variety of loan programs, including specialized solutions for self-employed borrowers. Contact us by phone or email to discuss your unique needs and find the best loan for you.
Note: Rates are subject to change without notice.
